Payment processing and accounting

If you have failed to settle a debt, you will be automatically notified of the outstanding due amount.

If it concerns a public-law debt, additional reminder fees and late payment surcharges will be imposed. Public-law debts include administrative fees, fines, or similar. If you still fail to pay, the outstanding debts will be collected through enforcement measures. Enforcement also incurs additional costs for you!

If you have private-law debts to pay, such as rent, sales proceeds, etc., you will receive a reminder without fees and late payment surcharges. If payment is still not made, we will file a lawsuit or apply for a payment order. This process involves costs for you, and additional default interest will be claimed.

If you have received a reminder despite having made a payment, please first check the details in the purpose of use of your transfer. The district treasury absolutely requires the twelve-digit cash reference number provided to you in the invoice or notification. If this information is missing, proper booking is not possible. Also check whether the transfer amount was credited back to you due to a bank or transfer error. It could also be that your transfer and the reminder overlapped.

This determines the path taken by payments to or from the district treasury.

Custodial funds are payments to the district treasury that cannot be properly assigned due to missing or insufficient details in the purpose of use.

To ensure proper booking of a payment, we always require the indication of the twelve-digit cash reference number as the purpose of use during the transfer. If a credit on one of our bank accounts is clearly intended for us but cannot be unequivocally assigned to a specific debt due to a missing or incorrect cash reference number, this payment must initially be held in escrow on an interim account by the district treasury.

If your transfer cannot be quickly assigned to an open debt, we will remind you of the amount—even though you have paid it. In this case, please inform the accountant of the district treasury about the timely payment and provide the necessary payment details. The phone number of the responsible accountant is listed in the reminder. If your transfer has been received on time in one of the district treasury's bank accounts, we will cancel the initially imposed reminder fees as well as any late payment surcharges.

To avoid such unnecessary reminders, it is absolutely essential that you always provide the twelve-digit cash reference number as the purpose of use for all payments or promptly respond to your bank's notice.

The enforcement division performs the tasks of the enforcement authority of the Oberbergischer Kreis according to § 2 of the Administrative Enforcement Act of North Rhine-Westphalia.

Enforcement includes the garnishment of:

• movable items - including motor vehicles,

• income from employers,

• payment claims from accounts at financial institutions,

• other realizable rights.

The goal is to recover outstanding monetary claims.

Field enforcement is carried out within the district by our own enforcement officers. For enforcement, the debtor must pay garnishment fees and other enforcement costs, which can be compulsorily collected without a separate notification.

Payments are accepted to avert garnishment or enforcement.

Enforcement measures on real estate (foreclosure auction, compulsory mortgage, compulsory administration) are carried out upon application by the enforcement authority through the enforcement court (district court) responsible for the property. Information on foreclosure auction dates can be obtained from the local district court.

The statement of assets is taken, if necessary, by the enforcement authority itself or by the bailiff upon request.

For fixed claims, you may be granted payment relief. This payment relief can be approved in the form of an installment payment, a deferral, or payment of the total amount at a specific date after the due date. Payment relief in the form of deferral or installment payment is generally granted only for a maximum term of one year. In special exceptional cases, you may receive payment relief where the contribution is partially or fully deferred permanently.

A written application is required!

If you would like to apply for payment relief, please contact the responsible caseworker.

The Central Insolvency Office (ZIS) represents the Oberberg District as a creditor in insolvency matters.