House model with real estate agent and customer discussing for contract to buy house, insurance or loan real estate background. copyright: Fahng - stock.adobe.com

Modernization

Automatic Translation

This page was translated from German using artificial intelligence. The translation may contain errors or inaccuracies. In case of doubt, the German original version prevails.

Funding offers for the modernization of housing support the effort to make existing apartments and houses future-proof. Modernization measures for social rental housing as well as self-used residential property are supported – for example, to improve energy efficiency, barrier-free access, and living quality. The goal is to ensure affordable and sustainable housing in the long term.

A prerequisite is that the household income does not exceed the legally established income limits.

Modernization of Social Rental Housing

Funding for the modernization of social rental housing is aimed at owners and landlords of appropriately restricted housing. Measures are supported that make housing contemporary, more barrier-free, more energy-efficient, or sustainable, thereby ensuring affordable housing in the long term.

An initial non-binding assessment of whether the income limits are adhered to and the expected amount of the funding loan can be calculated is offered by the Opportunity Checker derNRW.BANK.

What measures are funded?

Funding is provided in particular for modernization and conversion measures that sustainably improve living space. These include, for example:

  • Improving residential value and quality, such as measures for accessibility, improving burglary protection and the sense of security, or through modern digital infrastructure.

  • Measures for climate protection and energy savings where geothermal energy and/or non-renewable primary energy are sustainably conserved, or the climate is protected.

  • Measures for climate adaptation that better prepare residential buildings for the consequences of climate change.

  • Measures for the sustainable reduction of water consumption.

  • Installation of infrastructure for electric mobility, provided the project involves fewer than ten parking spaces.

  • Creation of new living space through conversion or expansion.

Amount of the funding loan

The funding loan amounts to a maximum of 220,000 euros. Multiple funding is possible as long as the applicable maximum loan amount is not exceeded. The basis for modernization funding is quotes from specialist companies for the respective measures.

Loan amounts under 5,000 euros will not be approved (minimum threshold).

Application Before Starting the Measure

The funding application must be submitted before the start of the project. For the modernization of self-used residential property, the start of construction is generally considered the project start. However, it is recommended to begin the measure only after receiving the confirmation of the application.

Submission

The application must be submitted via email or post. After the application is received, you will receive a confirmation of receipt that may request any missing documents. Please note that additional documents may be requested during processing. The processing time depends, among other things, on the cooperation of the applicants and the timely submission of the required documents.

On the last page of the funding application and the income declaration, you will find a list of further documents that are essential for processing your application.

If you have any questions, you can reach us by phone during office hours or via email. Unfortunately, we are unable to offer personal consultations at this time.

Downloads

Self-Disclosure

Proof of Assets

Application for Housing Promotion

Equity confirmation

Consent Declaration Regarding Data Protection

Income Declaration for the Funding Application for Self-Used Residential Property

Annex to the income declaration

Notes on Income Declaration

Self-help declaration

Application for the Modernization of Rental Apartments

Modernization of Self-Used Residential Property

Housing promotion is aimed at households that rely on public support for adequate housing. A prerequisite is that the household income does not exceed the legally established income limits.

Your way to us:

Building Authority (Housing Promotion)

Moltkestr. 42
51643 Gummersbach

Service Hours

Tuesday

08:00 AM - 12:00 PM

Thursday

08:00 AM - 12:00 PM
01:00 PM – 05:30 PM

Service hours also by appointment via telephone at 02261 88-6502 or by email at amt65@obk.de.

Closed on public holidays, Christmas Eve, and New Year's Day!